- Check your credit card statements, to know your spending pattern.
- Check your bank statements, thanks to UPI, it has become essential.
- Identify what was important and what was wasteful.
No matter what you do, no matter whether you make money from salary or entrepreneurship or a combination, no one is too busy to keep an account of their money.
It is sad how few people actually do it.
When you know your pattern and it’s good – you get an internal validation.
When you know your pattern and it hasn’t been good – you make an informed choice to make it better before you see the same thing in next month’s pattern.
Both ways, win-win.