Things you must do at least once a month

  1. Check your credit card statements, to know your spending pattern.
  2. Check your bank statements, thanks to UPI, it has become essential.
  3. Identify what was important and what was wasteful. 

No matter what you do, no matter whether you make money from salary or entrepreneurship or a combination, no one is too busy to keep an account of their money.

It is sad how few people actually do it.

When you know your pattern and it’s good – you get an internal validation.
When you know your pattern and it hasn’t been good – you make an informed choice to make it better before you see the same thing in next month’s pattern.

Both ways, win-win.