“You are very talented.”
Especially to someone who has achieved a lot.
It demeans their hard work, toil and tears to merely being gifted and blessed, instead of building the success that lead them to being called “talented”.
The alternative way of respecting someone’s success is to say a version of “You seem to have put in a ton of hard work in here.”
It shows you respect their hustle and the fact that they earned it.
Earning and inheriting do not lead to the same destination.